What Do the Different Cash Totals Mean in the Online Portal?

Key Financial Figures in Your Online Portal

When you log into your Self-Directed IRA (SDIRA) account, you’ll see several important financial totals. Understanding these figures is crucial for making informed decisions about your investments. Here’s a breakdown of the key amounts and what they represent:

1. Asset Value

• What It Is: This amount reflects the last known value of the assets held in your IRA account.

• Includes:

  • Private stock

  • Private placement memorandums (PPMs)

  • Loans

  • Real estate

  • Other alternative assets

• Important Note: Asset values are not updated automatically. For many of these assets, AET relies on you to provide the most current value. You can submit updated Fair Market Value (FMV) reports through your online portal.

2. Total Cash

• What It Is: This is the total amount of cash currently in your IRA account.

• Includes: All cash held by AET on behalf of your IRA, but does not account for any restrictions or holds that may apply to those funds.

• Think of it as: A general snapshot of how much cash is in your account, but it doesn't necessarily indicate how much of that cash you can invest immediately.

3. Cash Available

• What It Is: This reflects the actual cash you can currently use to make investments.

• Accounts for:

  • Funds being held to meet the account’s minimum balance requirement

  • Funds that are unverified or still in processing

  • Cash set aside for pending or scheduled transactions

• Important: If you are preparing to make an investment, focus on this number, as it shows the cash that is truly accessible for investing at the moment.

Summary Table:

If you have questions about these figures or need help submitting an updated asset valuation, don't hesitate to reach out to our Support team. We’re here to assist you!