Making a Deposit or Contribution

Making Deposits or Contributions to your Account increases the Funds Available in your Account for transfers, payments or investments.

Note: Contributions by Check or Wire must also be accompanied by a "Contribution Form". You can either upload the contribution form directly to the "Documents" tab of your online account, or mail an original along with a check.

Remember that Deposits to Retirement Accounts are considered Contributions

Login to the "Online Portal" and click "Contribute Funds" to begin the process

How would you like to Fund your Account?

• Incoming ACH (Simple Bank Transfer)
• Incoming Wire 
• Incoming Paper Check

Incoming ACH Transfer

1. Navigate to your Dashboard
2. Select Contribute Funds
3. Under Type of Transfer, select ACH
4. Under Linked Bank Account, select an Account or link a new Bank Account
5. After selecting an Account, insert the Amount you would like to transfer
6. Select Review
7. Review your transaction | You cannot cancel a transaction after it has been submitted
8. Select Transfer

Your transfer is on its way!

Incoming Wire Transfer

1. Navigate to your Dashboard
2. Select Contribute Funds
3. Under Type of Transfer, select Wire
4. Share the information displayed on this page with the provider of your Originating Account
5. Upload a complete "Contribution Form" to your "Documents" tab (select "Tax Doc" as Document Type)

Your provider can now initiate your Wire Deposit! You will see the Funds in your Account once it is complete.

Incoming Paper Check

1. Navigate to your Dashboard
2. Select Contribute Funds
3. Under Type of Transfer, select Check
4. Use the information displayed on this page to send us a Paper Check from your Originating Account in the mail
5. Upload to your "Documents" tab, or Mail along with the check, a complete "Contribution Form"

Once your check arrives and is cleared you will see the Funds in your Account!

If you're unable to make a Deposit or Contribution after following the steps above, please contact our Customer Support Team at support@iracentral.com or click the Help button to chat with us now.